Owner and Encumbrance Report
also know as the following:
Property Report
Current Owner Search
Title Report / Title Search
O&E Report
(800) 929-1041
Owner and
Encumbrance Report
These are simplified
non-insurance title
reports designed for
informational purposes
to aid in closings of
equity and home
improvement loans. This
Search is also widely used by
Investors and Homeowners
to check open liens and
Judgments against the
property. Our
vast network of
independent abstractors
makes it possible to
secure the information
in as little as 24 to 48
hours. When you order a
property report we will
send an abstractor into
the county to retrieve
the documents.
The property report
is a limited search of
public records and
reflects:
Current owner of
the property
How the property
was conveyed to the
current owner
Open mortgages
Liens and
judgments
Tax information
Legal
description
To take advantage of our
services please call
(800) 929-1041 ext 111
Understanding A
O&E Report
Assessment
This will
show the
assessed value
of the land and
buildings. Taxes
are based on the
assessed value,
not the market
value. Market
value is what
the property is
currently valued
at.
Conveyance
This is how
ownership is
acquired.
Grantees are the
present owners
of record and
Grantors are the
people that the
Grantees
acquired the
property from. CONVEYS:
How they
acquired in real
estate (Warranty
Deed, Quit Claim
Deed, etc.) DATED:
Date the Deed
was signed. RECORDED:
Date the Deed
was recorded in
the Courthouse
records. VOL/PG:
Book and Page
where the Deed
is recorded.
CONSIDERATION:
Amount paid for
the transfer of
the property.
Mortgage
Record
Reflects all
open mortgage
liens held on
the property, in
date order,
dated, recorded,
and Vol/Pg AMOUNT:
Total amount of
money borrowed. NOTE:
Assignments of
mortgages are
transfers of
mortgages from
one beneficiary
to another.
Judgements
Liens
against the
party/parties in
question which
may affect the
property in
question. Tax
Records – Taxes
owed on the
property (real
estate only) by
the
party/parties in
question. This
can be city,
county, water
and sewage
taxes.
If you need a search done on a single piece of
property and do not plan on using our services in the future
(e.g. Homeowners) please use the form below.
If you would like to become a client please call
(800)
929-1041
Order Your Search Today !!!!!
Select State in which Property is located
Deed Reports
Property Reports
Title Search
Information on a specified parcel of
property. Reflects the owner(s) of record or
grantees of record, the type of ownership.....
This report is also known as a
Current owner Report
or title search, expands on the limited ownership search
by also requiring research to be done.....
